It will be possible to get small loans through biometric technology
The Data Processing Center of the Ministry of Transport, Communications and High Technologies and non-bank credit organization AzPul LLC have signed an agreement on identifying a person based on biometric technologies and issuing e-signature certificates upon the request of the person.
According to the agreement, when issuing small loans by NBCO AzPul LLC, the identity of the citizen will be identified in real time through biometric identification and he will be provided with a one-time electronic signature certificate for signing the loan agreement.
This solution combines face recognition and public key technology. Using this technology, any transaction requiring an electronic signature can be performed remotely online. All operations carried out through this solution on the basis of biometric technology are performed automatically, which ensures the efficiency of the process.
It is a secure, automated and operational solution, which offers great benefits not only to users, but also to service providers. Thus, this solution gives partners the following opportunities to develop their services:
– Obtaining an electronic signature certificate by the client in real time;
– Using the service regardless of place and time;
– Fraud prevention (it is impossible to conduct a transaction on behalf of a person without his knowledge and presence);
– Integration of the system into any device;
– Real-time data acquisition.
It should be noted that the proposed solution can be used by representatives of both the public and private sectors. The transition to digital transformation in our country makes the use of this technology more relevant.
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